Synchrony Finl (NYSE: SYF) is preparing to launch its quarterly profits on Wednesday, 2025-10-15. Here’s a quick introduction of what financiers need to remember before the statement.
Experts anticipate Synchrony Finl to report an profits per share (EPS) of $2.20.
Anticipation surrounds Synchrony Finl’s statement, with financiers intending to find out about both going beyond quotes and getting favorable assistance for the next quarter.
Brand-new financiers need to comprehend that while profits efficiency is necessary, market responses are typically driven by assistance.
Efficiency in Previous Incomes
Last quarter the business beat EPS by $0.79, which was followed by a 2.01% boost in the share cost the next day.
Here’s a take a look at Synchrony Finl’s previous efficiency and the resulting cost modification:
| Quarter | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 |
|---|---|---|---|---|
| EPS Price Quote | 1.71 | 1.67 | 1.92 | 1.79 |
| EPS Actual | 2.50 | 1.89 | 1.91 | 1.94 |
| Rate Modification % | 2.00% | 3.00% | 3.00% | 0.00% |
Market Efficiency of Synchrony Finl’s Stock
Shares of Synchrony Finl were trading at $70.14 since October 13. Over the last 52-week duration, shares are up 24.34%. Considered that these returns are usually favorable, long-lasting investors need to be pleased entering into this profits release.
Expert Views on Synchrony Finl
Comprehending market beliefs and expectations within the market is essential for financiers. This analysis explores the current insights on Synchrony Finl.
The agreement score for Synchrony Finl is Outperform, stemmed from 14 expert scores. A typical 1 year cost target of $80.64 indicates a prospective 14.97% advantage.
Comparing Rankings Amongst Market Peers
In this analysis, we look into the expert scores and typical 1-year cost targets of Figure Innovation, FirstCash Hldgs and Dave, 3 essential market gamers, providing insights into their relative efficiency expectations and market positioning.
- Experts presently prefer an Outperform trajectory for Figure Innovation, with a typical 1-year cost target of $46.06, recommending a prospective 34.33% disadvantage.
- Experts presently prefer an Buy trajectory for FirstCash Hldgs, with a typical 1-year cost target of $181.67, recommending a prospective 159.01% advantage.
- Experts presently prefer an Outperform trajectory for Dave, with a typical 1-year cost target of $283.71, recommending a prospective 304.49% advantage.
Peer Metrics Summary
The peer analysis summary supplies a picture of essential metrics for Figure Innovation, FirstCash Hldgs and Dave, brightening their particular standings within the market. These metrics use important insights into their market positions and relative efficiency.
| Business | Agreement | Earnings Development | Gross Revenue | Return on Equity |
|---|---|---|---|---|
| Kaspi.kz | Neutral | 63.53% | $ 682.37 B | 14.05% |
| Figure Innovation | Outperform | 52.91% | $ 88.53 M | 7.92% |
| FirstCash Hldgs | Buy | -0.05% | $ 412.82 M | 2.85% |
| Dave | Outperform | 64.46% | $ 114.47 M | 4.34% |
Secret Takeaway:
Synchrony Finl ranks in the middle for income development amongst its peers. It ranks at the top for gross earnings. It ranks at the bottom for return on equity.
Revealing the Story Behind Synchrony Finl
Synchrony Financial, initially a spinoff of GE Capital’s retail funding service, is the biggest service provider of private-label charge card in the United States by both impressive receivables and buying volume. Synchrony partners with other companies to market its credit items in their physical shops along with on their sites and mobile applications. Synchrony runs through 3 sections: retail card (private-label and co-branded general-purpose charge card), payment options (marketing funding for big ticket purchases), and CareCredit (funding for optional health care treatments).
Synchrony Finl: A Financial Summary
Market Capitalization Analysis: With an extensive existence, the business’s market capitalization is above market averages. This shows considerable size and strong market acknowledgment.
Earnings Development: Synchrony Finl’s income development over a duration of 3 months has actually dealt with obstacles. Since 30 June, 2025, the business experienced an income decrease of around -1.75% This suggests a decline in the business’s top-line profits. As compared to rivals, the business experienced troubles, with a development rate lower than the average amongst peers in the Financials sector.
Net Margin: Synchrony Finl’s net margin is remarkable, going beyond market averages. With a net margin of 25.94%, the business shows strong success and efficient expense management.
Return on Equity (ROE): Synchrony Finl’s ROE goes beyond market requirements, highlighting the business’s remarkable monetary efficiency. With an outstanding 6.09% ROE, the business successfully makes use of investor equity capital.
Return on Properties (ROA): The business’s ROA is listed below market criteria, indicating prospective troubles in effectively making use of properties. With an ROA of 0.78%, the business might require to deal with obstacles in producing satisfying returns from its properties.
Financial Obligation Management: The business preserves a well balanced financial obligation method with a debt-to-equity ratio listed below market standards, standing at 1.02
To track all profits releases for Synchrony Finl visit their profits calendar on our website.
This short article was produced by Benzinga’s automatic material engine and examined by an editor.